Best Savings Accounts 2024 Bankrate Cd. Opening a certificate of deposit (cd) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing fdic or ncua. — right now, the best cd rate is 5.40% apy.
— 11 best cd rates of september 2024: Find the top interest rate savings accounts & maximise your returns with martin lewis’ guide.